More than half (56 percent) of the drivers participating in an Insurance Research Council (IRC) public opinion survey have made changes in how they drive since installing a telematics device provided by their insurance company in their primary vehicle.*
Thirty-six percent of respondents said they have made small changes in how they drive and 18 percent said they have made significant
changes. Thirty-eight percent said they have made no changes in their driving practices since having a device installed.
Drivers aged 65 and above were significantly less likely than other drivers to report making changes in how they drive. A substantial majority (82 percent) of survey respondents with telematics devices provided by their auto insurance company reported receiving information from their insurance company about their driving behavior after having a device installed. Eighty-one percent of those receiving information said they reviewed the information and 88 percent of those reviewing the information said they found the information to be helpful.
The report, Auto Insurance Telematics: Consumer Attitudes and Opinions, is based on an online survey of 1,135 respondents by GfK Public Affairs & Corporate Communications on behalf of the IRC, using a Insurance telematics is a key component of usage-based insurance (UBI).
Of those surveyed about their driving after using a UBI device.
18% I’ve made significant changes.
38% I’ve made small changes.
38% I haven’t changed the way I drive.
Other issues explored in the survey include:
- Driver awareness of auto insurance telematics.
- Willingness to participate in a telematics program and reasons for not having a device installed.
- Concerns about how the information collected by a telematics device is used.
- Factors that encourage participation in telematics programs.
The Insurance Research Council is a division of the American Institute For Chartered Property Casualty Underwriters (The Institutes). The Institutes are the leader in delivering proven knowledge solutions that drive powerful business results for the risk management and property-casualty insurance industry.